Smart Tech Guides September 7, 2026

Flexible ways to pay

Buy Now, Pay Later at Mr Gadget

Get the tech you want and choose a payment method that fits your budget. Eligible options are shown on the product page and at checkout before you confirm your order.

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Payment partners

Choose the option that suits you

The exact instalment amount, approval result and payment dates are provided by the payment partner at checkout. Select a card below to learn how each method generally works.

PayJustNow Interest-free*

Pay in 3

Split an eligible purchase into three interest-free payments.

First payment at checkout How it works

MoreTyme Flexible instalments*

Pay over time

Use MoreTyme through PayFast or GoTyme for an eligible three-payment plan.

Schedule shown before you confirm How it works

Float Up to 4 payments*

Split your purchase

Use an eligible Visa or Mastercard credit card to spread the purchase over instalments.

Subject to available credit How it works

RCS Subject to approval

Use your RCS Store Card

Pay with the available credit on your RCS Store Card and follow your card agreement.

Credit limit and terms apply How it works

mobicred Monthly credit plan

Pay monthly

Apply for a Mobicred credit facility and make one monthly payment for your purchases.

Interest, fees and approval apply How it works

VISA · Mastercard Secure

Pay in full

Pay securely with your card or a supported digital wallet at checkout.

Charged when your order is placed Learn more

* “Interest-free” and instalment availability depend on the provider’s approval and terms. Provider fees, late-payment charges or interest may apply in some circumstances. Always review the provider’s agreement at checkout.

Simple checkout

How it works

Follow these steps whenever a payment option is available for your order.

01

Choose your gadget

Select the product, condition, colour and storage option you want.
02

Review your options

Check the payment methods and indicative amounts shown on the product page or checkout.
03

Read the provider terms

Confirm the payment schedule, approval result, fees and any conditions before you accept the plan.
04

Complete your order

Once payment is confirmed, we process your order using our normal delivery or collection process.

Know before you pay

Payment option details

These summaries explain the usual flow. The provider’s current checkout screen and agreement always take priority.

PayJustNow Three payments

Split an eligible purchase into three

Select PayJustNow at checkout, complete the provider’s approval steps and pay the first instalment. The remaining payments follow the schedule shown by PayJustNow. The option is advertised as interest-free when paid according to the provider’s terms.

Visit PayJustNow

MoreTyme Three payments

Buy today and pay over time

Choose MoreTyme on the PayFast payment page when it is offered. Your first payment is made at checkout and the remaining payment dates and amounts are displayed before you confirm. Keep enough money available for every scheduled payment; late-payment rules are set by MoreTyme.

Learn about MoreTyme

Float Up to four payments

Use your eligible credit card

Select Float and use an eligible South African Visa or Mastercard credit card. Float charges the first interest-free instalment at purchase and authorises the remaining balance on your card, then charges the scheduled instalments. The reserve can reduce your available credit while the plan is active.

How Float works

RCS Store card credit

Shop with your RCS Store Card

Select RCS at checkout and use your available Store Card credit. Your applicable interest-free period, budget repayment plan, monthly instalment and fees depend on your RCS agreement and available limit.

View RCS Store Card information

mobicred Monthly credit

Apply once and pay monthly

Apply for Mobicred and, if approved, use your available credit at checkout. Mobicred combines purchases into a monthly account payment. Interest, fees, limits and approval are controlled by Mobicred, so read the credit agreement before you apply or complete a purchase.

Visit Mobicred

VISA · Mastercard Pay in full

Pay securely at checkout

You can also pay the full order total with a supported credit or debit card, Apple Pay, Google Pay or another wallet shown at checkout. The amount charged is the final total displayed before you place the order.

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Need to know

Frequently asked questions

Which payment options will I see?

Options vary by product, order value, customer eligibility and provider availability. The payment methods shown on the product page and at checkout are the ones available for your order.

Does “interest-free” mean there are no possible charges?

Interest-free applies only when the provider’s conditions are met. Missed payments, late fees, provider charges or credit-account costs may apply depending on the method and agreement. Review the provider’s terms before confirming.

Can I use an instalment option for a pre-owned device?

If the option appears for the product at checkout, you can apply or select it. Provider eligibility and order-value rules still apply, including for pre-owned products.

When will my order be processed?

We begin normal fulfilment after the selected payment provider confirms the transaction. Delivery and collection timelines are shown in our shipping information and on your order confirmation.

Can I collect my order?

Collection is available in Bryanston by prior arrangement only, after we confirm that your order is ready. Contact us if you need to arrange collection.